When you think of financial "templates," what comes to mind? For me, one example of a template is the accepted best way of achieving something. The thing is, what works for most people may not work for you. In fact, if no one challenged the status quo, the conventional approach would never evolve, and we would keep doing the same things again and again. But the status quo … [Read more...]

Last time I wrote about finding your passion and improving your finances. Sometimes, though, you can't immediately get started on making money from your passion. It means you have to adapt and develop a savings cushion that can help you make the transition. Getting a side job can be a stepping stone towards your goals. The problem is that getting a second job, even … [Read more...]

One of the most difficult challenges for would-be untemplaters is money. If you're not holding down a steady, 9-to-5 job, how are you going to pay your bills? Even if you're backpacking on a shoestring through a foreign land, you'll need cash for food, transport, and a bed every so often, right? It's fair to say that in a commercialized world, most of us will need some … [Read more...]

Personal Finance can be daunting, it’s often associated with keeping every receipt, logging every purchase and punching numbers until your fingers are raw. I remember my eyes longing for a distraction every time my friend would start talking about it. I figured since I was not making a large salary, I could simplify by doing the counting and predictions in my head. Why … [Read more...]