For Untemplaters out there who want to make their money last for generations, there is a new safe withdrawal rate to follow in retirement. It's called the Financial Samurai Safe Withdrawal Rate. The safe withdrawal rate formula is the 10-year bond yield X 80%. On Thursday, August 27, 2020, the Federal Reserve announced a major policy shift. Fed Chair Jerome Powell said the … [Read more...]
Personal Capital Review: Don’t Call Them A Robo Advisor!
Thanks to the internet, we've seen a boon in creative applications that help people do anything from staying in better shape to growing their wealth. Without a strong handle on our finances, it's hard to pursue our interests with 100% focus because we'll always be wondering whether we have enough money. At Untemplater, we believe money is only a means to an end; a better life … [Read more...]
Business Expenses List: Tax Write-Offs That Save You Money
If you create a successful business, paying taxes is inevitable. But it can be a lot less painful if you use the tax code to your advantage and maximize your business's tax deductions. Bookmark this business expenses list and utilize as many tax write-offs as you can to save money for your hard work. Running a business is a lot of fun until the tax man comes beating down … [Read more...]
LINK by Prudential Review: Reach Financial Goals Easier
One of the main reasons I was able to leave my office job to pursue my dreams as a writer, small business owner, and now be a stay-at-home-mom is financial independence. I became financially independent through discipline, setting goals, and educating myself on personal finance topics. It wasn't always easy! In today's hectic and competitive world, designing a clear financial … [Read more...]
Are You Willing To Move Back In With Your Parents To Save Money?
Another fresh batch of college graduates are tossing their caps in the air. While I'm sure all of them are thrilled to toss out their books and be done with finals, it's hard to say how many are actually excited about entering the work force. It's competitive out there, and graduating with a job offer in hand isn't guaranteed anymore. My babysitter is a perfect example. She's … [Read more...]