Is your mind constantly racing? Do you feel like you're always chasing after time or wanting more? I go through thoughts like this often myself, but I'm working on finding greater contentment and calm. When I feel unsettled, I try and take just 1-2 minutes to close my eyes. In that brief pause, I think about making the most of what I have in that moment. There is a famous … [Read more...]
The New Safe Withdrawal Rate To Follow In Retirement
For Untemplaters out there who want to make their money last for generations, there is a new safe withdrawal rate to follow in retirement. It's called the Financial Samurai Safe Withdrawal Rate. The safe withdrawal rate formula is the 10-year bond yield X 80%. On Thursday, August 27, 2020, the Federal Reserve announced a major policy shift. Fed Chair Jerome Powell said the … [Read more...]
Personal Capital Review: Don’t Call Them A Robo Advisor!
Thanks to the internet, we've seen a boon in creative applications that help people do anything from staying in better shape to growing their wealth. Without a strong handle on our finances, it's hard to pursue our interests with 100% focus because we'll always be wondering whether we have enough money. At Untemplater, we believe money is only a means to an end; a better life … [Read more...]
Business Expenses List: Tax Write-Offs That Save You Money
If you create a successful business, paying taxes is inevitable. But it can be a lot less painful if you use the tax code to your advantage and maximize your business's tax deductions. Bookmark this business expenses list and utilize as many tax write-offs as you can to save money for your hard work. Running a business is a lot of fun until the tax man comes beating down … [Read more...]
LINK by Prudential Review: Reach Financial Goals Easier
One of the main reasons I was able to leave my office job to pursue my dreams as a writer, small business owner, and now be a stay-at-home-mom is financial independence. I became financially independent through discipline, setting goals, and educating myself on personal finance topics. It wasn't always easy! In today's hectic and competitive world, designing a clear financial … [Read more...]