Does retirement seem like it's ages away? Even if yours is several decades away, it's never too early to start saving for it. The sooner you start, the better actually. Unfortunately, most Americans aren’t anywhere close to prepared for their retirement. The Employee Benefit Research Institute reported that 41 percent of households aged 55-64 have zero retirement savings. Zero, … [Read more...]

Most people hate to budget. It can be restrictive, frustrating and down right tiresome. Plus, anything that takes time and extra effort is a great recipe for procrastination, which we all tend to struggle with from time to time. However, budgeting and ramping up your savings can also be extremely eye opening and rewarding. Who doesn't love to accomplish goals?! Building … [Read more...]

The one crappy thing about getting older is more family and friends in your network start to get ill and pass away. I'm still relatively young, but many people in my circle of family and friends are getting up there in years. The only person I know of in my family who lived super long was my great grandmother who was in her upper 90s when she passed. I clearly remember meeting … [Read more...]

One common trait amongst the rich is they invest their money. They know better than to keep all of their savings in cash and let it lose purchasing power over time due to inflation. Instead, they put their cash to work so their money can turn into even more money. Makes sense, right? Nobody can become an investing expert overnight, but everyone has the opportunity to learn … [Read more...]

A common mistake a lot people make when they’re single is overlooking the importance of saving for retirement. If you have no one to depend on except for yourself, you may be blindly near sighted with your finances. Of course you know you need to make enough money each month to cover your living expenses, but if that's basically as far as you've gotten with retirement … [Read more...]