The word accounting has a dull and even scary ring to it for a lot of people. It's just one of those subject matters that doesn't come naturally to a lot of us, myself included. But understanding the basics of accounting comes in very handy when you're running a business. One of the essentials is learning how to keep proper, balanced records. By the end of this post you'll … [Read more...]
How To Pay For The Bike Of Your Dreams: Finance Options
Living an untemplate lifestyle is about coming into your own, finding ways to life a lifestyle of your dreams, and not being afraid to be a bit unconventional. Perhaps for you that means finally selling your car, getting that motorcycle you've been longing for, and hitting the open road. By this point you likely already know what you want. You’re just not sure how to get … [Read more...]
Is Living At Home With Your Parents So Bad After College?
If you graduated from college, congrats! You are now in an exclusive minority, as only about 30% of Americans have college degrees. Sounds a bit hard to believe doesn't it? Well now you have the challenge of figuring out what to do with all your years of education. If you have a job after college, way to go! As far as you're concerned, the unemployment rate feels like 0%. But … [Read more...]
Why Do Rents Keep On Going Up? Blame Renters
Because renters are a 68% majority here in San Francisco, I decided to position myself as a renter at one of these random mixer parties my friend invited me to. The age demographic was between 24-35 and the theme revolved around sustainable living. We got to talking about why do rents keep on going up. Landlords are considered the enemy in our famously liberal city and I … [Read more...]
The Average 401(k) Balance Is Still Way Too Low!
Fidelity Investments, one of the largest administrators of 401(k)s in the world reported that the average 401(k) retirement balance for US workers hit a record high of $80,900 in the first quarter of 2013 thanks to a massive 140%+ increase in the stock market since March of 2009. Those who are age 55 and older have seen their balances almost double to $255,000 from $130,700. … [Read more...]