Fidelity Investments, one of the largest administrators of 401(k)s in the world reported that the average 401(k) retirement balance for US workers hit a record high of $80,900 in the first quarter of 2013 thanks to a massive 140%+ increase in the stock market since March of 2009. Those who are age 55 and older have seen their balances almost double to $255,000 from $130,700. … [Read more...]
5 Surprising Things You Need To Know About Insurance
Those of us who purchase various forms of insurance—including business, automobile, medical, homeowners, renters, disability and life insurance—pay out thousands of dollars to our insurers every single year and rarely get to see what happens when major hiccups occur. These unexpected accidents and emergencies are, of course, what we purchase the insurance for as an "in case … [Read more...]
Easy Home And Office Improvements on a Budget
The real estate market is at last beginning to show signs of recovery, and this means that many people are again turning their thoughts to selling up and moving on. Many people have been putting this off following the recession, as prices fell and then stagnated. US real estate prices reached a peak in 2006 and since then, things have been sluggish until January 2013 saw … [Read more...]
Ways to Obtain Financial Security in Today’s Economy
Gone are the days of rock solid job security and being able to get business and personal loans for whatever you want whenever you want it. With unemployment still high and consumer confidence low to mixed at best, many individuals and families continue to have a hard time obtaining financial security. Those with high amounts of debt are paying so much interest on their loans … [Read more...]
Is Apple Going To Zero? Because My Hard Drive Did!
As much as I love technology, it also really stresses me out at times. Things are always changing, breaking, getting upgraded, breaking some more, and eventually progressing forward. It's hard to keep up with it all! But we can't escape technology or the constant race of which tech company and devices are on top. Investors are always waiting for rumors to leak, new products to … [Read more...]