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The Nuggie Jar

June 7, 2010 By Untemplater 3 Comments

Now this is a daft little gem which I have not shut up about for weeks. It is, I have decided, the most obvious and simple way to boost your summer holiday/vacation reddies known to man. The nuggie jar is what I call my collection of £1 coins. Now before you click away in disgust at the fact I call this advice; hear me now. About 6 weeks ago, whenever I got home, if I … [Read more...]

Big Tax Refund? No Big Deal

May 31, 2010 By Untemplater 9 Comments

pile of money from a big tax refund

We filed our taxes back in February and received our federal tax refund back via direct deposit very quickly. Our refund was large. Much more than I expected. And it didn't bother me one bit. Large Tax Refunds Used to Really Irritate Me As in makemesomadIcouldscream. I hated giving the government my money as an interest-free loan. I wanted to have that money in my … [Read more...]

What Personal Finance Has Taught Me About Dating

May 27, 2010 By Untemplater 3 Comments

Personal finance is often best compared to personal fitness. Writers often bring up the comparisons between the two, as they relate to goal setting, determination, focus, etc. Screw that. Instead of discussing goals and delayed gratification, I'm going to compare  personal finance concepts to the always interesting world of dating. Let's take a look at what business/personal … [Read more...]

Is Mobility Expensive?

May 17, 2010 By Untemplater 11 Comments

Having just wrapped up over three weeks of moving from one apartment to another, mobility is fresh on my mind. It's also fresh in the minds of many personal finance thinkers, who are once again considering renting as a very attractive alternative to buying. People like renting for a number of reasons, including the relatively low and predictable costs, and the freedom that … [Read more...]

Creating a Sustainable Lifestyle that Suits You

May 11, 2010 By Untemplater 17 Comments

Creating a sustainable lifestyle is not only about giving you peace of mind, it's also financially wise. The sustainable part is not necessarily about being eco-friendly (but it's a side effect sometimes), it's about having a lifestyle that doesn't have constantly having to upgrade.  Keeping up with the Joneses can wreck your monthly cash flow and put you into a position of … [Read more...]

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