Happy New Year everyone! January has arrived and now we've all got to get used to writing 2017 whenever we write the date. It's always a bit weird at first, isn't it? With the holiday season behind us, it's time to get back into the swing of things and get excited about what's to come over the next 12 months. If you haven't set any resolutions for the new year, I encourage you … [Read more...]
What a great year it has been: 2016 Year-end Net Worth Update
Hello everyone! I hope you had a relaxing and joyful holiday weekend. Christmas really snuck up fast for me this year and thankfully mine was leisurely and happy. I was glad I didn't have to worry about traveling anywhere. I try to avoid airports as much as possible during peak dates, especially with unpredictable winter weather. One year I got stranded in an airport in Ohio … [Read more...]
Saving My Bosses’ Asses Again: Untemplater Income Report November 2016
The end of the year is sneaking up fast. Looking back to November, I'm happy with how things turned out. I got a decent number of freelancing hours in, did a lot of gardening before the torrential downpours of rain hit in December, spent some quality time with my sister and helped her move, and visited with more family and friends at a wedding in San Jose. Another notable … [Read more...]
Don’t Forget These Year-end Must Dos
Are you starting to panic that December is practically half way over and the New Year is around the bend? I certainly have felt the weeks disappearing lately and only today remembered I need to get a jump on holiday gifts before I miss all the shipping deadlines for Christmas. Having to fork over expedited shipping costs at the last minute is such a burn and I don't want to get … [Read more...]
Do you have what it takes to be a penny-pincher?
Most people hate to budget. It can be restrictive, frustrating and down right tiresome. Plus, anything that takes time and extra effort is a great recipe for procrastination, which we all tend to struggle with from time to time. However, budgeting and ramping up your savings can also be extremely eye opening and rewarding. Who doesn't love to accomplish goals?! Building … [Read more...]