Does retirement seem like it's ages away? Even if yours is several decades away, it's never too early to start saving for it. The sooner you start, the better actually. Unfortunately, most Americans aren’t anywhere close to prepared for their retirement. The Employee Benefit Research Institute reported that 41 percent of households aged 55-64 have zero retirement savings. Zero, … [Read more...]
Holy hailstorm Batman! Untemplater Income Report January 2017
I haven't seen it rain in San Francisco like it did last month in a long, long time. We got so much rain that SF is now officially out of its drought (hooray!) and I didn't have spend any time watering the plants outside. We had a lot of high winds and at least four downpours of hail! It's so bizarre to watch and listen to a hailstorm. They come on so suddenly and with such … [Read more...]
Why Are Many Millennials Still So Entitled? Me Me Me!
During high school I remember feeling like my soul was older than my body. This feeling became stronger during college. I felt like my peers were still so immature running around from party to party while I stayed in my room and studied. All I could think about was graduating as soon as possible so I could start working and live my life. Meanwhile, most of my peers were playing … [Read more...]
Best jobs for introverts and people who prefer to work alone
I spent a large portion of my career in management. That involved overseeing a team of associates who reported to me, a range of clients I had to keep happy and reporting to upper management who counted on me to keep things running smoothly. It was the best of times; it was the worst of times. Towards the end, it was mostly the worst of times. Leaving my management career … [Read more...]
Here’s how to increase productivity and get more done right now
If there's one time of year we tend to think a lot about productivity, it's right now. With last year done and dusted, we should all be focused on how to make this year even better than the last. How do we do that? One of my favorite ways is by improving productivity. Increased productivity means higher output, better efficiency, more money, increased happiness and less stress. … [Read more...]