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Independence Rocks

July 3, 2014 By Sydney 2 Comments

This Independence Day I have freedom on my mind. Freedom isn't something that I think about all the time, but I want to take a few minutes today to reflect and give thanks. I feel very lucky with the way my life is today and I owe a lot of that to the freedom I’ve had to make a lot of choices along the way. Can you imagine living without independence and being able to make … [Read more...]

55 More Bucket List Ideas To Spice Up Your Life

June 30, 2014 By Sydney 2 Comments

If you’ve come looking for bucket list ideas, you’re in the right place. What I love about bucket lists is that there’s no right or wrong way to make them, and the items on your list can evolve with you over time. Write a new list every few years if your aspirations and interests change. Keep your bucket list ideas fresh and fun. And if you haven’t already, check out my … [Read more...]

Improving Your Net Worth By Managing A Budget

June 26, 2014 By Untemplater 4 Comments

managing debt in your 30s and 40s

This post was written by Derek Sall, owner of LifeAndMyFinances.com, a place where he encourages people to get out of debt, save money, and grow wealthy. This past December I decided to make the audacious goal of paying off my mortgage by the end of 2014. When I sat down and crunched the numbers, I discovered that to even have a chance of paying off the remaining $54,000 … [Read more...]

Six Months In Pictures: Jan to June 2014

June 23, 2014 By Sydney 2 Comments

I'm constantly amazed with how fast time flies. Here were are in late June with July just around the corner. Where did the first six months of the year go?! Those of you who've been following Untemplater for a while know that I am a photography addict and take pictures constantly of whatever catches my eye. Unfortunately my photo library is a complete mess, which I normally … [Read more...]

St. Petersburg Top 10 Sites

June 19, 2014 By Sydney 2 Comments

Hi! Hope your summer is off to a great start. I'm on on the road for another week or two and am squeezing in some R&R. I want to share some of my pics from the incredible St Petersburg, Russia. I always dreamed about visiting Russia after hearing my mom tell stories of her visits when she was younger. Russia is unlike any place I've ever been before, which is one of the … [Read more...]

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