My friend's wife decided to get into the super competitive online retail business. Her idea is to source local products in Asia, and sell the unique items through her website to consumers all over the world. Boutique items include nicely designed handkerchiefs, teapots, and all sorts of random things that you might not necessarily need, but you might want once you see … [Read more...]
Student Loan Forgiveness Programs – Yay Or Nay?
Consolidating your student loans is a no-brainer. Interest rates have been coming down for the past 10 years while being able to pay just one payment makes things so much easier. Paying off your debt on time is the honorable thing to do. It is also up to everybody with debt to actively find solutions to reduce their interest burdens. But what about student loan forgiveness … [Read more...]
Tips On Dealing With Depression
I wrote this post on Sept 9, 2011 and have kept it unpublished until now as a way of dealing with my depression at the time. Something small happened that brought me into an unshakeable funk for the next couple of days. It was strange to me because I couldn't remember the last time I was depressed. Optimism is my middle name! Now that I think more about it, perhaps there was a … [Read more...]
College Loan Consolidation Advice In A Debt Laden World
Like many of you, I graduated with thousands of dollars in debt - $16,500 to be exact. My student loans could have been a lot worse, but I worked part-time during college and managed to get a partial scholarship to pay for tuition. My lower income parents risked so much financially for me to go to college. There was no way I could let them down! I want to share with you a bit … [Read more...]
Want To Start A Successful Business? Learn How To Budget First!
Successful, young entrepreneurs make things look easy. We hear about their glamorous rises to fame, see pictures of their shiny cars and expensive homes, and watch their stock prices climb. But rarely do we hear about the financial support they had from their parents, the countless nights they got by on 2 hours of sleep, the friends they lost from becoming workaholics, or their … [Read more...]