It's not very often you can say a book changed your life. But that's just what happened to me when I read How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye written by Sam Dogen of Financial Samurai. It changed my life for the better, forever. It was a very profitable use of my time, and has returned at least 1,500 times more than the cost. The book is … [Read more...]
A New Day, A New Dawn, & I’m Feeling Good
Every new day brings a new dawn. And with it come limitless possibilities. Yet, all too often we get in our own way or lack the focus and determination to seize those opportunities. I certainly am guilty of this and have no-one to blame but myself. This year I'm hoping to feel more content and relaxed at the end of every day. Happiness is progress after all. I got way too … [Read more...]
The New Safe Withdrawal Rate To Follow In Retirement
For Untemplaters out there who want to make their money last for generations, there is a new safe withdrawal rate to follow in retirement. It's called the Financial Samurai Safe Withdrawal Rate. The safe withdrawal rate formula is the 10-year bond yield X 80%. On Thursday, August 27, 2020, the Federal Reserve announced a major policy shift. Fed Chair Jerome Powell said the … [Read more...]
Out With The Old And In With The New
We've officially crossed over into 2021 and I think we're all happy to say, “Out with the old and in with the new!” I don’t know about you, but 2020 sure wiped me out. I’m a bit fried both physically and mentally. Thank goodness I have the most amazing family to keep me going! Most nights last year I woke up at least twice to nurse and soothe my baby girl. Sleep … [Read more...]
Things Are Getting Better
It's pretty surreal that we are still in the midst of a global pandemic. I clearly remember thinking back in March of this year that things would be back to normal by June. Nope. Although things aren't back to normal, we've come a long way. And we've done our best to adjust to a new normal. Even though there's a lot of gloom in the media, I believe things are getting … [Read more...]