When I was in college I had no idea how important building credit is and how much I would need a good credit score throughout my adult life. Thankfully my mom knew I should start to build credit as soon as I could so she co-signed for me on my first credit card. I didn't spend a whole lot, but I always paid my bills on time and over time I developed a strong credit … [Read more...]
Counting My Lucky Stars: Untemplater Income Report January 2016
Phew, what a wild week and a half it's been for me. Thank you so much to those of you who sent me get well wishes and support. I had no idea I'd wind up in the hospital, and thankfully I am feeling a lot better and my recovery has been going really well so far. I feel very lucky for having access to great doctors, the donors who helped make UCSF Mission Bay hospital … [Read more...]
I Am Lucky To Be Alive: Thank You UCSF For Saving My Life!
Life changing moments don't happen that frequently, but when they do it's crazy how much can literally change and flash right before your eyes. Priorities can shift in a split second. Shock and emotions can swoosh in and become overpowering. You may have to make a life altering decision on the spot. You may also have to be courageous enough to put your own life in someone … [Read more...]
Will Having A Kid Save My Marriage? Just Say No!
It might sound ridiculous that anyone would ever ask themselves, "Will having a kid save my marriage?" but I think it actually happens a LOT behind closed doors and in people's heads. We all know that relationships can be multi-layered, complicated, and hard - that's why there are so many crazy, yet believable storylines in the media and in movies. Kids Are Easy, Right? I'm … [Read more...]
One Path Ends And Another Begins: Untemplater Income Report December 2015
With the holidays over, I've got taxes and budgeting at the forefront of my mind for 2016. All I want to do is save, save, save and find ways to declutter and simplify. I really should do a better job at cleaning my house each week since I'm too frugal to pay someone to do that for me. But if I have to choose between cleaning and working or petting my cat, cleaning usually … [Read more...]