You'd think as a blogger, I'd be at the forefront of buying every single latest gadget. Goodness knows I spend more time on a laptop writing than 99% of the population. Furthermore, given my business is writing online, all expenditures that enable me to write online are business expenses! Yet, despite my situation, I write this post on a six year old Macbook. It's not the … [Read more...]
Good Financial Goals For Entrepreneurs And Business Owners
As a personal finance blogger who is also an entrepreneur, I'd like to share with you some personal finance goals for entrepreneurs or business owners. Lifestyle blogs are sexy because they conjure up images of working from a bungalow overlooking the beach. That's great and all, but as I wrote in the post, "Quit Your Job And Die Alone," entrepreneurship is not easy. I'm a … [Read more...]
The Main Reasons Why Businesses Fail
My friend's wife decided to get into the super competitive online retail business. Her idea is to source local products in Asia, and sell the unique items through her website to consumers all over the world. Boutique items include nicely designed handkerchiefs, teapots, and all sorts of random things that you might not necessarily need, but you might want once you see … [Read more...]
Student Loan Forgiveness Programs – Yay Or Nay?
Consolidating your student loans is a no-brainer. Interest rates have been coming down for the past 10 years while being able to pay just one payment makes things so much easier. Paying off your debt on time is the honorable thing to do. It is also up to everybody with debt to actively find solutions to reduce their interest burdens. But what about student loan forgiveness … [Read more...]
Tips On Dealing With Depression
I wrote this post on Sept 9, 2011 and have kept it unpublished until now as a way of dealing with my depression at the time. Something small happened that brought me into an unshakeable funk for the next couple of days. It was strange to me because I couldn't remember the last time I was depressed. Optimism is my middle name! Now that I think more about it, perhaps there was a … [Read more...]