Is your mind constantly racing? Do you feel like you're always chasing after time or wanting more? I go through thoughts like this often myself, but I'm working on finding greater contentment and calm. When I feel unsettled, I try and take just 1-2 minutes to close my eyes. In that brief pause, I think about making the most of what I have in that moment. There is a famous … [Read more...]
The New Safe Withdrawal Rate To Follow In Retirement
For Untemplaters out there who want to make their money last for generations, there is a new safe withdrawal rate to follow in retirement. It's called the Financial Samurai Safe Withdrawal Rate. The safe withdrawal rate formula is the 10-year bond yield X 80%. On Thursday, August 27, 2020, the Federal Reserve announced a major policy shift. Fed Chair Jerome Powell said the … [Read more...]
Out With The Old And In With The New
We've officially crossed over into 2021 and I think we're all happy to say, “Out with the old and in with the new!” I don’t know about you, but 2020 sure wiped me out. I’m a bit fried both physically and mentally. Thank goodness I have the most amazing family to keep me going! Most nights last year I woke up at least twice to nurse and soothe my baby girl. Sleep … [Read more...]
Things Are Getting Better
It's pretty surreal that we are still in the midst of a global pandemic. I clearly remember thinking back in March of this year that things would be back to normal by June. Nope. Although things aren't back to normal, we've come a long way. And we've done our best to adjust to a new normal. Even though there's a lot of gloom in the media, I believe things are getting … [Read more...]
Finding Answers to “What Inspires You?”
A common interview question is "What inspires you?" Interviews are not the best time to delve into deep personal issues. So, most people respond with dry, uncreative answers like "my parents," or "being able to learn new things." Don't worry about how you may have answered "What inspires you?" in the past. I want you to think about how you would answer that question … [Read more...]