It's been almost two years since I left my desk job to focus on freelancing and being self-employed full-time. There have been some cons but mostly a lot of pros. It is crazy how fast the time has gone. It's also been one year since I went back to work for my former employer, but as a freelancer not as a full-time employee. I'm winding down my partnership with them soon - … [Read more...]
Camaraderie & Comic Con: Untemplater Income Report September 2016
To get some inspiration for this post, I went to my photo album and navigated to the month of September. Sometimes the weeks and months can run together, and I needed a refresher of what I was up to last month. The theme that quickly jumped out at me as I flipped through my photos was camaraderie. (Props to anyone who could correctly spell the word "camaraderie" off the top of … [Read more...]
Can you get life insurance? Reasons for higher premiums and denials
The one crappy thing about getting older is more family and friends in your network start to get ill and pass away. I'm still relatively young, but many people in my circle of family and friends are getting up there in years. The only person I know of in my family who lived super long was my great grandmother who was in her upper 90s when she passed. I clearly remember meeting … [Read more...]
Active investing vs passive investing: Which is better if you want to get rich?
One common trait amongst the rich is they invest their money. They know better than to keep all of their savings in cash and let it lose purchasing power over time due to inflation. Instead, they put their cash to work so their money can turn into even more money. Makes sense, right? Nobody can become an investing expert overnight, but everyone has the opportunity to learn … [Read more...]
Want a raise? Here’s what to expect
With Q4 around the corner, it's a good time to start thinking about your performance evaluation at work, especially if you want a raise. When I worked full-time in corporate America, I used to salivate at every thought of getting a raise. Money was a huge motivator for me while I was building my career. I wanted financial independence as quickly as possible. The funny thing … [Read more...]