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Wojciech Kulicki

Wojciech Kulicki on Untemplater

Wojciech Kulicki is the 26-year-old behind Fiscal Fizzle, a personal finance blog. Wojciech is an architect by day, but found himself annoying everyone with endless talk about money. To save his marriage and friendships, he started a blog to teach others what he's learned. Wojciech lives in Southwest Florida with his awesome wife and newborn son.

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10 Shattered Financial Templates

By Wojciech Kulicki on March 4th in Personal Finance

18 comments
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Here is a list of ten of these templates that have had the rug pulled out from under their feet:

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Untemplate Your Money While Building on Principles

By Wojciech Kulicki on February 18th in Personal Finance

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Let’s look at examples of financial principles. Once again, these are not tactics or tools. You’ve probably heard many of them before, whether repeated as mantras or hiding in the form of financial advice. You “know” them in your heart, because you understand that they make sense.

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12-Step Financial Plan for Life After Graduation

By Wojciech Kulicki on January 21st in Personal Finance

30 comments
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Can you honestly say you have a “money plan” after you get that diploma?
No matter what your life or income situation is, it’s important to get started on the right foot. Before you can learn how to Untemplate, you need to discover the basic principles of personal finance. Don’t worry, it’s so much easier than

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The 20-Something Guide to Financial Potholes

By Wojciech Kulicki on January 7th in Personal Finance

49 comments
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Most of us know the feeling of being in our 20’s and invincible. Heck, I’m still in that age group. We want to believe the life that lies ahead is our open canvas.
But I’ve already learned a few things about pitfalls to avoid as we swing through our 20-something years. And there are many… Recognize

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