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J. Money

J. Money on Untemplater

J. loves blogging, and beer - particularly in that order. He also runs a personal finance blog (Budgets Are Sexy) that rocks out budget planning, credit cards, 401k, and becoming a millionaire! It ain't your daddy's finance site, that's for sure. If you fall asleep there, J. will personally buy you a beer...but you'll have to come to D.C. to get it ;)

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The 30-Day “No Spend” Challenge.

By J. Money on March 8th in Personal Finance 22 comments

Now you may me asking yourself what the point of all this is, and the answer is simple – to see if you could do it. As untemplaters we’re always trying to hack the rules and live on our own terms anyways, so why not take on another challenge? A challenge that will truly help you understand your spending habits and help grow your appreciation for the free things in life. It’s crazy, and you’re gonna get some shit for it when out with your friends, but whatever. If you could rock this you’ll be that much closer to financial freedom.

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Spend money on the stuff you love.

By J. Money on February 16th in Personal Finance 29 comments

The problem people usually have is that they not only spend on things they love, but they also spend on things they *think* they need, or even kinda-sorta-want/need but in the end really don’t want. And then they see their friends with something new & shiny and they have to have that too! That’s way too much spending with not enough limiting.

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401(k)s – The fastest way to double your money!

By J. Money on January 28th in Personal Finance 16 comments

Are you currently enrolled in your employer’s 401(k) program? If not, you should be. And you should also be contributing *at least* up to your company’s match. You know why? Because they’re giving you FREE MONEY! That’s right my friends, no gimmicks, no ploys, no broken promises (like you get from the opposite sex) –

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Personal Finance Really Isn’t That Complicated

By J. Money on January 14th in Personal Finance 23 comments

If there’s anything I’ve learned over the years, it’s that people sure like to complicate things. They do it at their jobs, they do it at home, and they certainly do with with their finances. In fact, I’ve come to realize that there are 2 very different types of people out there – the ones

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